Boiling Springs, NC · Private · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for Gardner-Webb University

What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$77,716

A SmartTuition plan could save a family like this about $4,500.

A SmartTuition plan shows what to pay from where, each semester, using your own numbers.

Build your SmartTuition plan for Gardner-Webb University, $99 →

Best once your award letter arrives. No letter yet? Get the monthly email.

A family of four with good credit and $500 a month for college. How we worked these out ↓

A year at Gardner-Webb University

Full price$53,204
After grants, at your income$16,151

100% of first-year students here got a grant or scholarship from the college in 2023-24, $21,980 on average.

At this income, 10 of North Carolina's other 30 colleges cost less after grants, and 20 cost more. See them all →

What can bring it down

Gardner-Webb University's promise. Gardner-Webb guarantee: 100% of standard tuition and mandatory university fees for new students from families with an income of $100,000 or less. The conditions ↓

Pay less for college

A SmartTuition plan shows what to pay from where, each semester.

At Gardner-Webb University, our scenarios for North Carolina households with good parent credit show a SmartTuition plan saving a median of about $5,300 over four years. How we worked this out ↓

Considering more than one college?

Put the schools you are considering on one list and we price each of them for your family. It is free. It asks what you earn and what you have saved, never your name.

Put your schools side by side →

Published guarantees you may qualify for

We do not assume you qualify for any of these, and our plans never bank on them. Check each against your own situation with the aid office.

  • Gardner-Webb guarantee: 100% of standard tuition and mandatory university fees for new students from families with an income of $100,000 or less

    Household income up to $100,000. Covers tuition, fees.

    • It is for new undergraduates entering in fall 2027 and spring 2028. It is paid through scholarships and grants, and no separate application is required.
    “Beginning Fall 2027, The Open Door Guarantee will help make that opportunity possible for more students. Eligible new undergraduate students from families with an income of $100,000 or less* can have 100% of their standard tuition and mandatory university fees covered through scholarships and grants.”

    Source

How we worked these out

The family

A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what Gardner-Webb University reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price.

What a SmartTuition plan saves

The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit.

The $5,300 in the “Pay less for college” box near the top of this page is the median saving in Gardner-Webb University's own scenarios. Each scenario is a household that lives in North Carolina, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price Gardner-Webb University at the aid it reports for that income.

Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Grants from the college

How many first-year students got a grant from Gardner-Webb University, and the average, are the Department of Education's figures for full-time students who started in 2023-24. They cover every income. The prices after grants already count these grants, so don't take them off again. The Department of Education's page for Gardner-Webb University →

Where the prices come from

Where the prices come from: Gardner-Webb University's own 2026-27 tuition, fees, housing and food, from its website, carried forward to 2027 at 4.0% a year. Books are the College Scorecard's. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The average price after grants counts the students who get federal aid. Your own figure will be different.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by Gardner-Webb University. Aid policies change; check current terms with the college's aid office.

Nearby at your income

What each college charges, less the average grant for your income. Every North Carolina college →