Winona Lake, IN · Private · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.
How to pay for Grace College and Theological Seminary
What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.
Paying for four years here
Four years here, after grants
$98,343
A SmartTuition plan could save a family like this about $9,500.
A SmartTuition plan shows what to pay from where, each semester, using your own numbers.
Build your SmartTuition plan for Grace College and Theological Seminary, $99 →Best once your award letter arrives. No letter yet? Get the monthly email.
A family of four with good credit and $500 a month for college. How we worked these out ↓
A year at Grace College and Theological Seminary
| Full price | $47,420 |
| After grants, at your income | $21,664 |
100% of first-year students here got a grant or scholarship from the college in 2023-24, $15,290 on average.
At this income, 14 of Indiana's other 28 colleges cost less after grants, and 14 cost more. See them all →
What can bring it down
Merit scholarships. $13,000 to $15,000 a year.
Pay less for college
A SmartTuition plan shows what to pay from where, each semester.
At Grace College and Theological Seminary, our scenarios for Indiana households with good parent credit show a SmartTuition plan saving a median of about $9,500 over four years. How we worked this out ↓
Considering more than one college?
Put the schools you are considering on one list and we price each of them for your family. It is free. It asks what you earn and what you have saved, never your name.
Put your schools side by side →Merit scholarships
What Grace College and Theological Seminary says it awards for grades and test scores.
$13,000 to $15,000 a year
GPA 3.75 or higher $15,000 a year Provost's Scholarship GPA 3.25 or higher $14,000 a year Dean's Scholarship Any GPA $13,000 a year Honors Scholarship Apply for admission; the scholarship is set by your high school GPA. These are the amounts for students who enroll in fall 2027. A higher scholarship is possible through March 1 of the senior year with an updated transcript.
Enter your student's GPA in our college comparison to see this scholarship beside your family's price.
How we worked these out
The family
A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what Grace College and Theological Seminary reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price.
What a SmartTuition plan saves
The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit. For a family that lives in Indiana, it also counts Indiana's tax credit for money you put through its 529 plan.
The $9,500 in the “Pay less for college” box near the top of this page is the median saving in Grace College and Theological Seminary's own scenarios. Each scenario is a household that lives in Indiana, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price Grace College and Theological Seminary at the aid it reports for that income.
Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.
The prices by income
- They describe students who got aid.
- “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
- Each range is reported on its own, so the prices do not always rise with income.
Grants from the college
How many first-year students got a grant from Grace College and Theological Seminary, and the average, are the Department of Education's figures for full-time students who started in 2023-24. They cover every income. The prices after grants already count these grants, so don't take them off again. The Department of Education's page for Grace College and Theological Seminary →
Where the prices come from
Where the prices come from: Grace College and Theological Seminary's own 2026-27 tuition, fees, housing and food, from its website, carried forward to 2027 at 4.0% a year. Books are the College Scorecard's. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The average price after grants counts the students who get federal aid. Your own figure will be different.
SmartTuition.ai is not affiliated with, endorsed by, or sponsored by Grace College and Theological Seminary. Aid policies change; check current terms with the college's aid office.
Nearby at your income
- Indiana Wesleyan University$20,581 a year
- University of Notre Dame$20,999 a year
- Grace College and Theological Seminary$21,664 a year
- Taylor University$22,375 a year
- Trine University$22,568 a year
What each college charges, less the average grant for your income. Every Indiana college →