Flagstaff, AZ · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for Northern Arizona University

What a year costs here, what brings it down, and what paying in the order that costs least is worth for a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$77,054

Paying it in the order that costs least saves a family like this about $4,000.

Your plan shows, with your own numbers:

  • Which money pays each bill, semester by semester
  • Which loans to take, if any, and what they will cost a month
  • The dates that matter, from the FAFSA to the first bill
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A family of four with $500 a month for college. How we worked these out ↓

A year at Northern Arizona University

Full price, in state$30,833
Full price, out of state$49,765
After grants, at your income$17,848

At this income, 0 of Arizona's other 5 colleges cost less after grants, and 5 cost more. See them all →

What can bring it down

Merit scholarships. Out of state: Students from the exchange states pay $20,757 a year in tuition and fees, against $14,377 for Arizona residents and $32,757 for other states. (and 1 more below).

Get reminders for the dates that matter

We'll email you on the dates that matter: when the FAFSA opens, when award letters arrive, and before you choose a college and pay the first bill. If college is two or more years away, we'll also email you when the tax year that counts begins and when it has a month left.

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Merit scholarships

What Northern Arizona University says it awards for grades and test scores.

  • Out of state: students from the exchange states pay $20,757 a year in tuition and fees, against $14,377 for Arizona residents and $32,757 for other states.

    Source

  • Out of state: from fall 2027 other states pay $16,000 a year in tuition at Flagstaff, down from $30,000, with a first-year merit scholarship of $2,500 to $6,500.

    Source

How we worked these out

The family

A family of four with $500 a month to put toward college, and the savings you pick. In state, the grants are what Northern Arizona University reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.

What the order saves

The difference, over four years, between paying in the order that costs least and the usual way: savings first, then loans for the rest. It counts loan interest and the federal tax credit.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Where the prices come from

Where the prices come from: Northern Arizona University's own 2026-27 tuition, fees, housing and food, from its website, carried forward to 2027 at 3.0% a year. Books are the College Scorecard's. The grants are the U.S. Department of Education's College Scorecard (2024-25 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by Northern Arizona University. Aid policies change; check current terms with the college's aid office.

Nearby at your income

What each college charges, less the average grant for your income. Every Arizona college →