Kirksville, MO · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.
How to pay for Truman State University
What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.
Paying for four years here
Four years here, after grants
$50,326
A SmartTuition plan could save a family like this about $6,700.
A SmartTuition plan shows what to pay from where, each semester, using your own numbers.
Build your SmartTuition plan for Truman State University, $99 →Best once your award letter arrives. No letter yet? Get the monthly email.
A family of four with good credit and $500 a month for college. How we worked these out ↓
A year at Truman State University
| Full price, in state | $26,216 |
| Full price, out of state | $36,144 |
| After grants, at your income | $11,378 |
At this income, 0 of Missouri's other 19 colleges cost less after grants, and 19 cost more. See them all →
What can bring it down
Merit scholarships. Truman’s TruMerit Scholarship is $2,000 to $10,000 a year, set by GPA and test scores. It is awarded automatically with admission (and 2 more below).
Pay less for college
A SmartTuition plan shows what to pay from where, each semester.
At Truman State University, our scenarios for Missouri households with good parent credit show a SmartTuition plan saving a median of about $5,500 over four years. How we worked this out ↓
Considering more than one college?
Put the schools you are considering on one list and we price each of them for your family. It is free. It asks what you earn and what you have saved, never your name.
Put your schools side by side →Merit scholarships
What Truman State University says it awards for grades and test scores.
Truman’s TruMerit Scholarship is $2,000 to $10,000 a year, set by GPA and test scores. It is awarded automatically with admission.
“TruMerit Scholarship Automatically awarded to admitted students based on their GPA and test scores. $2,000 – $10,000 (See the TruMerit Scholarship Chart )”
Out of state: about $4,310 a year
Any GPA About $4,310 a year Midwest Student Exchange award With a 3.0 GPA or higher, Truman's out-of-state TruMerit Scholarship pays more instead. We count the smaller award.
Out of state: Midwest Student Exchange: given automatically to admitted students from Indiana, Kansas, Minnesota, Nebraska, North Dakota, Ohio and Wisconsin who don't get an out-of-state TruMerit Scholarship. Their tuition drops to 150% of the in-state rate.
“The Midwest Student Exchange Program is automatically awarded to admitted students from Indiana, Kansas, Minnesota, Nebraska, North Dakota, Ohio and Wisconsin who do not qualify for an Out-of-State TruMerit Scholarship.”
How we worked these out
The family
A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what Truman State University reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.
What a SmartTuition plan saves
The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit. For a family that lives in Missouri, it also counts Missouri's tax deduction for money you put through its 529 plan.
The $5,500 in the “Pay less for college” box near the top of this page is the median saving in Truman State University's own scenarios. Each scenario is a household that lives in Missouri, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price Truman State University at the aid it reports for that income.
Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.
The prices by income
- They describe students who got aid.
- “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
- Each range is reported on its own, so the prices do not always rise with income.
Where the prices come from
Where the prices come from: Truman State University's own 2026-27 tuition, fees and books, from its website, carried forward to 2027 at 3.0% a year. Housing and food are the College Scorecard's. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.
SmartTuition.ai is not affiliated with, endorsed by, or sponsored by Truman State University. Aid policies change; check current terms with the college's aid office.
Nearby at your income
- Truman State University$11,378 a year
- Missouri Southern State University$13,118 a year
- University of Central Missouri$15,073 a year
What each college charges, less the average grant for your income. Every Missouri college →