Omaha, NE · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for University of Nebraska at Omaha

What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$78,382

A SmartTuition plan could save a family like this about $4,400.

A SmartTuition plan shows what to pay from where, each semester, using your own numbers.

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A family of four with good credit and $500 a month for college. How we worked these out ↓

A year at University of Nebraska at Omaha

Full price, in state$25,432
Full price, out of state$42,448
After grants, at your income$18,428

At this income, 5 of Nebraska's other 9 colleges cost less after grants, and 4 cost more. See them all →

What can bring it down

Merit scholarships. In state: A Nebraska graduating senior with a 36 ACT gets the full cost of attendance for up to four years, plus a $5,000 stipend each year (and 3 more below).

University of Nebraska at Omaha's promise. The Nebraska Promise: undergraduate tuition for Nebraska residents with a family income of $65,000 or less or a Pell Grant. The conditions ↓

Pay less for college

A SmartTuition plan shows what to pay from where, each semester.

At University of Nebraska at Omaha, our scenarios for Nebraska households with good parent credit show a SmartTuition plan saving a median of about $6,300 over four years. How we worked this out ↓

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Merit scholarships

What University of Nebraska at Omaha says it awards for grades and test scores.

  • In state: a Nebraska graduating senior with a 36 ACT gets the full cost of attendance for up to four years, plus a $5,000 stipend each year.

    Source

  • In state: the NexGen Scholarship covers the full cost of attendance at Omaha for up to four years for Nebraska graduating seniors with a 33 to 35 ACT. It needs a summer experience.

    Source

  • In state: Omaha's Academic Achievement Scholarship pays up to $3,500 a year of tuition for a 28 to 29 ACT and a 3.0 GPA. The Habrock Scholarship pays $1,000 for a 24 to 27 ACT.

    Source

  • In state: Omaha's Regents Scholarship (a 32 ACT) and Durango Excellence Scholarship (a 30 or 31 ACT) cover resident tuition. They are competitive, and meeting the minimum does not guarantee one.

    Source

Published guarantees you may qualify for

We do not assume you qualify for any of these, and our plans never bank on them. Check each against your own situation with the aid office.

  • The Nebraska Promise: undergraduate tuition for Nebraska residents with a family income of $65,000 or less or a Pell Grant

    Household income up to $65,000. Covers tuition.

    • A student also qualifies with a Pell Grant at a higher income. The student must be a Nebraska resident who enrolls full time (at least 12 credit hours a term) and keeps a 2.5 GPA. It covers up to 30 credit hours a year after the Pell Grant and other grants and scholarships. It does not cover fees, books, housing, food or transportation.
    “Tuition is covered for students who meet academic qualifications and have a family income of $65,000 or less (Adjusted Gross Income/AGI) or are Pell Grant-eligible. If you are eligible, the Nebraska Promise will cover your tuition costs, up to 30 credit hours per academic year (up to 15 credits per semester), after Federal Pell Grant funds and any other grants and/or scholarships are taken into account.”

    Source

How we worked these out

The family

A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what University of Nebraska at Omaha reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.

What a SmartTuition plan saves

The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit. For a family that lives in Nebraska, it also counts Nebraska's tax deduction for money you put through its 529 plan.

The $6,300 in the “Pay less for college” box near the top of this page is the median saving in University of Nebraska at Omaha's own scenarios. Each scenario is a household that lives in Nebraska, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price University of Nebraska at Omaha at the aid it reports for that income.

Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Where the prices come from

Where the prices come from: University of Nebraska at Omaha's own 2026-27 tuition, fees, housing, food and books, from its website, carried forward to 2027 at 3.0% a year. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.

University of Nebraska at Omaha's own budget for 2026-27 is $28,932 in state and $45,452 out of state. It also counts costs the university doesn't bill for, such as travel and personal spending. We leave those out.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by University of Nebraska at Omaha. Aid policies change; check current terms with the college's aid office.

Nearby at your income

What each college charges, less the average grant for your income. Every Nebraska college →