Jacksonville, FL · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for University of North Florida

What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$39,905

A SmartTuition plan could save a family like this about $9,900.

A SmartTuition plan shows what to pay from where, each semester, using your own numbers.

Build your SmartTuition plan for University of North Florida, $99 →

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A family of four with good credit and $500 a month for college. How we worked these out ↓

A year at University of North Florida

Full price, in state$19,982
Full price, out of state$34,814
After grants, at your income$9,059

At this income, 4 of Florida's other 32 colleges cost less after grants, and 28 cost more. See them all →

What can bring it down

Merit scholarships. In state: $1,000 to $5,000 a year, from a 3.7 GPA (and 3 more below).

Pay less for college

A SmartTuition plan shows what to pay from where, each semester.

At University of North Florida, our scenarios for Florida households with good parent credit show a SmartTuition plan saving a median of about $5,000 over four years. How we worked this out ↓

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Merit scholarships

What University of North Florida says it awards for grades and test scores.

  • In state: $1,000 to $5,000 a year, from a 3.7 GPA

    GPA 4.1 or higher, and SAT 1330 or ACT 29$5,000 a yearPresident's Platinum
    GPA 3.9 or higher, and SAT 1260 or ACT 27$4,000 a yearPresident's Gold
    GPA 3.7 or higher, and SAT 1200 or ACT 25$3,000 a yearPresident's Silver
    GPA 4.2 or higher, and SAT 1060 or ACT 21$1,000 a yearDean's Award
    GPA 4.5 or higher, and SAT 1060 or ACT 21$2,000 a yearProvost's Award

    Apply for admission and be admitted by January 15. UNF’s merit scholarships do not stack with each other.

    Source

  • In state: the Jacksonville Commitment Scholarship is worth $24,000 over four years to Pell-eligible Florida residents who graduated from a Duval County public high school. The program takes a set number of students a year.

    Source

  • In state: the Osprey Access Scholarship pays up to $3,000 a year for up to four years to Pell-eligible Florida residents from a Florida T-1 high school with a 3.7 GPA. The Community Engagement Scholarship pays up to $2,000.

    Source

  • Out of state: $6,000 to $14,000 a year, from a 3.5 GPA

    GPA 3.9 or higher, and SAT 1300 or ACT 28$14,000 a yearFirst Coast
    GPA 3.7 or higher, and SAT 1230 or ACT 26$10,000 a yearAtlantic
    GPA 3.5 or higher, and SAT 1160 or ACT 24$6,000 a yearSunshine

    Apply for admission and be admitted by January 15. The waiver only reduces the out-of-state part of tuition.

    Source

Enter your student's GPA in our college comparison to see these scholarships beside your family's price.

How we worked these out

The family

A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what University of North Florida reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.

What a SmartTuition plan saves

The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit.

The $5,000 in the “Pay less for college” box near the top of this page is the median saving in University of North Florida's own scenarios. Each scenario is a household that lives in Florida, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price University of North Florida at the aid it reports for that income.

Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Where the prices come from

Where the prices come from: University of North Florida's own 2026-27 tuition, fees, housing, food and books, from its website, carried forward to 2027 at 3.0% a year. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.

University of North Florida's own budget for 2026-27 is $24,841 in state and $39,241 out of state. It also counts costs the university doesn't bill for, such as travel and personal spending. We leave those out.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by University of North Florida. Aid policies change; check current terms with the college's aid office.

Nearby at your income

What each college charges, less the average grant for your income. Every Florida college →