Kingston, RI · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for University of Rhode Island

What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$99,666

A SmartTuition plan could save a family like this about $4,800.

A SmartTuition plan shows what to pay from where, each semester, using your own numbers.

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A family of four with good credit and $500 a month for college. How we worked these out ↓

A year at University of Rhode Island

Full price, in state$37,196
Full price, out of state$59,512
After grants, at your income$23,209

At this income, 0 of Rhode Island's other 8 colleges cost less after grants, and 8 cost more. See them all →

What can bring it down

Merit scholarships. Every applicant is considered for a four-year merit scholarship of $2,000 to full tuition a year. It rests on high school grades and courses, and test scores are not used.

Pay less for college

A SmartTuition plan shows what to pay from where, each semester.

At University of Rhode Island, our scenarios for Rhode Island households with good parent credit show a SmartTuition plan saving a median of about $7,000 over four years. How we worked this out ↓

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Merit scholarships

What University of Rhode Island says it awards for grades and test scores.

  • Every applicant is considered for a four-year merit scholarship of $2,000 to full tuition a year. It rests on high school grades and courses, and test scores are not used.

    “Four-year renewable scholarships. Annual award range: $2,000–full tuition”

    Source

How we worked these out

The family

A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what University of Rhode Island reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.

What a SmartTuition plan saves

The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit. For a family that lives in Rhode Island, it also counts Rhode Island's tax deduction for money you put through its 529 plan.

The $7,000 in the “Pay less for college” box near the top of this page is the median saving in University of Rhode Island's own scenarios. Each scenario is a household that lives in Rhode Island, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price University of Rhode Island at the aid it reports for that income.

Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Where the prices come from

Where the prices come from: University of Rhode Island's own 2026-27 tuition, fees, housing and food, from its website, carried forward to 2027 at 3.0% a year. Books are the College Scorecard's. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by University of Rhode Island. Aid policies change; check current terms with the college's aid office.

Nearby at your income

What each college charges, less the average grant for your income. Every Rhode Island college →