Find colleges and aid that fit your family
Choose a state, and we show its colleges priced for your income, and the aid your student could get.
About your family
We price none as $2,000 in savings, some as $40,000 in a 529 and $15,000, a lot as $100,000 and $30,000.
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What a year costs at your income
Choose a state to look at, and tell us where you live and what your household earns. Its colleges appear here, priced for your income.
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A SmartTuition plan shows what to pay from where, each semester.
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How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Washington.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
The price after grants already counts the average of every grant families on aid got, including the College Grant. So the grant card shows what the state pays, and the price shows what families paid after all of their grants. Don't subtract one from the other.
† Whitworth University cut its price for 2027-28. Its prices after grants are from before the cut.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Washington's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Washington and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including Washington's College Grant, which only Washington residents get. Below $110,000 it was worth up to $9,739 a year at a private college before the state cut it in 2026-27, and above it up to $974. We can't take it out, because the government doesn't split these prices by where students live. So a family from another state could pay up to that much more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Eastern Washington University publishes its own estimate for families from the Western Undergraduate Exchange states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: the Washington Student Achievement Council and state law. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Wyoming.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Wyoming's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Wyoming and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Wyoming residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Alaska.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Alaska's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Alaska and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Alaska residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Delaware.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Delaware's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Delaware and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Delaware residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Utah.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Utah's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Utah and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Utah residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Nevada.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Nevada's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Nevada and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Nevada residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Hawaii.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Hawaii's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Hawaii and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Hawaii residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. University of Hawaii at Hilo publishes its own estimate for families from other states, and we use it. University of Hawaii at Manoa publishes its own estimate for families from other states, and we use it. University of Hawaii-West Oahu publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Vermont.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Vermont's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Vermont and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Vermont residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Idaho.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Idaho's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Idaho and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Idaho residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Idaho State University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at DC's colleges. It uses your income, your savings and your parents' credit, for a family that lives in DC and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only DC residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from North Dakota.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at North Dakota's colleges. It uses your income, your savings and your parents' credit, for a family that lives in North Dakota and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only North Dakota residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from South Dakota.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at South Dakota's colleges. It uses your income, your savings and your parents' credit, for a family that lives in South Dakota and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only South Dakota residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Northern State University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Montana.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Montana's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Montana and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Montana residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Montana State University-Northern publishes its own estimate for families from other states, and we use it. Montana Technological University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from New Mexico.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at New Mexico's colleges. It uses your income, your savings and your parents' credit, for a family that lives in New Mexico and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only New Mexico residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. New Mexico Highlands University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Arizona.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Arizona's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Arizona and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Arizona residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Colorado.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Colorado's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Colorado and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Colorado residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Colorado School of Mines publishes its own estimate for families from other states, and we use it. University of Colorado, Colorado Springs publishes its own estimate for families from the Western Undergraduate Exchange states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Oregon.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Oregon's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Oregon and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Oregon residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. Eastern Oregon University publishes its own estimate for families from other states, and we use it. Portland State University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from California.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at California's colleges. It uses your income, your savings and your parents' credit, for a family that lives in California and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only California residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. Cal Poly Maritime Academy publishes its own estimate for families from other states, and we use it. Cal Poly Humboldt publishes its own estimate for families from other states, and we use it. California State University-Monterey Bay publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Texas.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
† Wayland Baptist University cut its price for 2026-27. Its prices after grants are from before the cut.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Texas's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Texas and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Texas residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. Angelo State University publishes its own estimate for families from other states, and we use it. Lamar University publishes its own estimate for families from other states, and we use it. Midwestern State University publishes its own estimate for families from other states, and we use it. Prairie View A&M publishes its own estimate for families from other states, and we use it. Sam Houston State University publishes its own estimate for families from other states, and we use it. Stephen F Austin State University publishes its own estimate for families from other states, and we use it. Tarleton State University publishes its own estimate for families from other states, and we use it. Texas A&M International publishes its own estimate for families from other states, and we use it. Texas A&M Corpus Christi publishes its own estimate for families from other states, and we use it. Texas A&M publishes its own estimate for families from other states, and we use it. Texas A&M San Antonio publishes its own estimate for families from other states, and we use it. Texas A&M Texarkana publishes its own estimate for families from other states, and we use it. Texas A&M Victoria publishes its own estimate for families from other states, and we use it. Texas Southern University publishes its own estimate for families from other states, and we use it. Texas State University publishes its own estimate for families from other states, and we use it. Texas Tech University publishes its own estimate for families from other states, and we use it. Texas Woman's University publishes its own estimate for families from other states, and we use it. UT Arlington publishes its own estimate for families from other states, and we use it. UT Austin publishes its own estimate for families from other states, and we use it. UT Dallas publishes its own estimate for families from other states, and we use it. UT El Paso publishes its own estimate for families from New Mexico, and we use it. UT San Antonio publishes its own estimate for families from other states, and we use it. UT Permian Basin publishes its own estimate for families from other states, and we use it. UT Rio Grande Valley publishes its own estimate for families from other states, and we use it. University of Houston publishes its own estimate for families from other states, and we use it. University of Houston-Clear Lake publishes its own estimate for families from other states, and we use it. University of North Texas publishes its own estimate for families from other states, and we use it. University of North Texas at Dallas publishes its own estimate for families from other states, and we use it. West Texas A&M publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Florida.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Florida's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Florida and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Florida residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Florida Gulf Coast University publishes its own estimate for families from other states, and we use it. University of North Florida publishes its own estimate for families from other states, and we use it. University of South Florida publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from West Virginia.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at West Virginia's colleges. It uses your income, your savings and your parents' credit, for a family that lives in West Virginia and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only West Virginia residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from New Hampshire.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at New Hampshire's colleges. It uses your income, your savings and your parents' credit, for a family that lives in New Hampshire and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only New Hampshire residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Rhode Island.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Rhode Island's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Rhode Island and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Rhode Island residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Mississippi.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Mississippi's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Mississippi and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Mississippi residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Kansas.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Kansas's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Kansas and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Kansas residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Maine.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Maine's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Maine and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Maine residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. University of Maine publishes its own estimate for families from California, Colorado, Connecticut, Illinois, Massachusetts, Michigan, Minnesota, New Hampshire, New Jersey, Pennsylvania, Rhode Island, Vermont and Virginia, and we use it. University of Maine at Farmington publishes its own estimate for families from other states, and we use it. University of Maine at Presque Isle publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Nebraska.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Nebraska's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Nebraska and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Nebraska residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Pennsylvania.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Pennsylvania's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Pennsylvania and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Pennsylvania residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. East Stroudsburg University of Pennsylvania publishes its own estimate for families from other states, and we use it. Lincoln University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Georgia.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Georgia's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Georgia and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Georgia residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Albany State University publishes its own estimate for families from Alabama, Florida, North Carolina, South Carolina and Tennessee, and we use it. Augusta University publishes its own estimate for families from South Carolina, and we use it. Dalton State College publishes its own estimate for families from other states, and we use it. Fort Valley State University publishes its own estimate for families from other states, and we use it. Georgia Gwinnett College publishes its own estimate for families from Alabama, Florida, North Carolina, South Carolina and Tennessee, and we use it. Georgia Tech publishes its own estimate for families from other states, and we use it. Georgia Southwestern State University publishes its own estimate for families from other states, and we use it. Valdosta State University publishes its own estimate for families from Alabama, Florida, North Carolina, South Carolina and Tennessee, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Tennessee.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Tennessee's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Tennessee and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Tennessee residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Arkansas.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Arkansas's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Arkansas and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Arkansas residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Henderson State University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Ohio.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Ohio's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Ohio and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Ohio residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Illinois.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Illinois's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Illinois and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Illinois residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. University of Illinois Chicago publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Michigan.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
† Cornerstone University cut its price for 2026-27. Its prices after grants are from before the cut.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Michigan's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Michigan and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Michigan residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Northern Michigan University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Massachusetts.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Massachusetts's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Massachusetts and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Massachusetts residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. Bridgewater State University publishes its own estimate for families from other states, and we use it. Massachusetts Maritime Academy publishes its own estimate for families from other states, and we use it. Salem State University publishes its own estimate for families from other states, and we use it. Westfield State University publishes its own estimate for families from other states, and we use it. Worcester State University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Indiana.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Indiana's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Indiana and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Indiana residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Purdue University Northwest publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from New Jersey.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at New Jersey's colleges. It uses your income, your savings and your parents' credit, for a family that lives in New Jersey and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only New Jersey residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. The College of New Jersey publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Maryland.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Maryland's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Maryland and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Maryland residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Towson University publishes its own estimate for families from other states, and we use it. University of Maryland publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Wisconsin.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Wisconsin's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Wisconsin and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Wisconsin residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. UW-Milwaukee publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Missouri.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Missouri's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Missouri and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Missouri residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. Lincoln University (Missouri) publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Alabama.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Alabama's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Alabama and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Alabama residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. University of Montevallo publishes its own estimate for families from other states, and we use it. University of North Alabama publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Louisiana.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Louisiana's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Louisiana and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Louisiana residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. Northwestern State University of Louisiana publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from South Carolina.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at South Carolina's colleges. It uses your income, your savings and your parents' credit, for a family that lives in South Carolina and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only South Carolina residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Minnesota.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
† Bethel University (Minnesota) cut its price for 2026-27. Its prices after grants are from before the cut.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Minnesota's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Minnesota and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Minnesota residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Kentucky.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Kentucky's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Kentucky and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Kentucky residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Oklahoma.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
† University of Tulsa cut its price for 2027-28. Its prices after grants are from before the cut.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Oklahoma's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Oklahoma and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Oklahoma residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Connecticut.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Connecticut's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Connecticut and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Connecticut residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. UConn publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Iowa.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Iowa's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Iowa and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Iowa residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from North Carolina.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at North Carolina's colleges. It uses your income, your savings and your parents' credit, for a family that lives in North Carolina and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only North Carolina residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. Up to $48,000 of income, it is less the Pell Grant a family of four gets wherever the student goes ($7,395 a year). A scholarship your student reaches is taken off too; the aid column names them. NC Central publishes its own estimate for families from other states, and we use it. UNC School of the Arts publishes its own estimate for families from other states, and we use it. UNC Wilmington publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from Virginia.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
† Averett University cut its price for 2026-27. Its prices after grants are from before the cut.
† Bridgewater College cut its price for 2026-27. Its prices after grants are from before the cut.
† Emory & Henry University cut its price for 2026-27. Its prices after grants are from before the cut.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at Virginia's colleges. It uses your income, your savings and your parents' credit, for a family that lives in Virginia and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only Virginia residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. Christopher Newport University publishes its own estimate for families from other states, and we use it. Norfolk State University publishes its own estimate for families from other states, and we use it. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.
How we worked these out
The list of colleges
After grants is what each college charges for tuition and fees, housing and food, and books, less the average grant for students who got aid at that income. Both are carried forward to fall 2027. A family with no aid pays close to the full price.
At a public university that price is for students from New York.
“Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
What a SmartTuition plan saves
The figure in the box is the middle of what a SmartTuition plan saves your family at New York's colleges. It uses your income, your savings and your parents' credit, for a family that lives in New York and puts $500 a month toward college. We price each college at the aid it reports for your income. Your income counts to the nearest $5,000.
The saving is the difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. A college where the parents would borrow more than $65,000 is left out, and the box says how many that leaves. If you are not sure of your credit, we price the plan and the standard approach at the same average loan rate, so the saving is smaller.
For a family from another state
Private colleges and public universities are listed apart, because their prices count different aid.
Private colleges. The government's figure for each takes off every grant its students got, including any that only New York residents get. We can't take them out, because the government doesn't split these prices by where students live. So a family from another state could pay more.
Public universities. The price is the out-of-state price, before other aid from the college. A scholarship your student reaches is taken off too; the aid column names them. A public university doesn't publish what its own aid pays students from other states at each income. Its own price calculator gives your figure, and you can enter it on What you can afford.
Costs: each college's own published price where it has one, otherwise the U.S. Department of Education's College Scorecard, carried forward to fall 2027. Prices after grants: the College Scorecard. Grants: each program’s own page. Scholarships: each college's own page, read by us and checked against it. SmartTuition.ai is not affiliated with, endorsed by, or sponsored by any institution named here.