Nacogdoches, TX · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for Stephen F Austin State University

What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$71,270

A SmartTuition plan could save a family like this about $4,500.

A SmartTuition plan shows what to pay from where, each semester, using your own numbers.

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A family of four with good credit and $500 a month for college. How we worked these out ↓

A year at Stephen F Austin State University

Full price, in state$29,394
Full price, out of state$41,847
After grants, at your income$16,468

At this income, 16 of Texas's other 58 colleges cost less after grants, and 42 cost more. See them all →

What can bring it down

Merit scholarships. The Academic Excellence Scholarship pays $2,500 to $6,000 a year by high school GPA and class rank. No application is needed if the student is admitted by June 30, and it renews for four years.

Stephen F Austin State University's promise. Purple Promise: tuition and mandatory fees covered for Texas students with family income of $100,000 or less. The conditions ↓

Pay less for college

A SmartTuition plan shows what to pay from where, each semester.

At Stephen F Austin State University, our scenarios for Texas households with good parent credit show a SmartTuition plan saving a median of about $4,500 over four years. How we worked this out ↓

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Merit scholarships

What Stephen F Austin State University says it awards for grades and test scores.

  • The Academic Excellence Scholarship pays $2,500 to $6,000 a year by high school GPA and class rank. No application is needed if the student is admitted by June 30, and it renews for four years.

    Source

Published guarantees you may qualify for

We do not assume you qualify for any of these, and our plans never bank on them. Check each against your own situation with the aid office.

  • Purple Promise: tuition and mandatory fees covered for Texas students with family income of $100,000 or less

    Household income up to $100,000. Covers tuition, fees.

    • For first-year and first-time transfer students in a bachelor's degree who are Texas residents, are admitted, and file the FAFSA by the priority deadline.
    • It lasts up to four years as long as the student keeps eligibility.
    “High school and transfer students with a family income of $100,000 or less 1 may be eligible to attend SFA without student loans or paying out of pocket! Incoming fall first-year and transfer students who qualify will have 100% of their tuition and mandatory fees 2 covered for up to four years”

    Source

How we worked these out

The family

A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what Stephen F Austin State University reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.

What a SmartTuition plan saves

The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit.

The $4,500 in the “Pay less for college” box near the top of this page is the median saving in Stephen F Austin State University's own scenarios. Each scenario is a household that lives in Texas, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price Stephen F Austin State University at the aid it reports for that income.

Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Where the prices come from

Where the prices come from: Stephen F Austin State University's own 2026-27 tuition and fees, from its website, carried forward to 2027 at 3.0% a year. Housing, food and books are the College Scorecard's. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by Stephen F Austin State University. Aid policies change; check current terms with the college's aid office.

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