Lubbock, TX · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.
How to pay for Texas Tech University
What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.
Paying for four years here
Four years here, after grants
$72,402
A SmartTuition plan could save a family like this about $4,500.
A SmartTuition plan shows what to pay from where, each semester, using your own numbers.
Build your SmartTuition plan for Texas Tech University, $99 →Best once your award letter arrives. No letter yet? Get the monthly email.
A family of four with good credit and $500 a month for college. How we worked these out ↓
A year at Texas Tech University
| Full price, in state | $25,804 |
| Full price, out of state | $38,781 |
| After grants, at your income | $16,916 |
At this income, 21 of Texas's other 58 colleges cost less after grants, and 37 cost more. See them all →
What can bring it down
Merit scholarships. $1,000 to $9,000 a year, from a 3.0 GPA.
Texas Tech University's promise. Red Raider Guarantee: tuition and fees covered up to $11,852 for Texas freshmen with family income of $80,000 or less. The conditions ↓
Pay less for college
A SmartTuition plan shows what to pay from where, each semester.
At Texas Tech University, our scenarios for Texas households with good parent credit show a SmartTuition plan saving a median of about $5,600 over four years. How we worked this out ↓
Considering more than one college?
Put the schools you are considering on one list and we price each of them for your family. It is free. It asks what you earn and what you have saved, never your name.
Put your schools side by side →Merit scholarships
What Texas Tech University says it awards for grades and test scores.
$1,000 to $9,000 a year, from a 3.0 GPA
GPA 3.96 or higher, and SAT 1500 or ACT 34 $9,000 a year Presidential Merit Scholarship GPA 3.86 or higher, and SAT 1500 or ACT 34 $8,000 a year Presidential Merit Scholarship GPA 3.76 or higher, and SAT 1500 or ACT 34 $7,000 a year Presidential Merit Scholarship GPA 3.66 or higher, and SAT 1500 or ACT 34 $5,500 a year Presidential Merit Scholarship GPA 3.5 or higher, and SAT 1500 or ACT 34 $5,000 a year Presidential Merit Scholarship GPA 3.0 or higher, and SAT 1500 or ACT 34 $4,000 a year Presidential Merit Scholarship GPA 3.96 or higher, and SAT 1400 or ACT 31 $8,000 a year Presidential Merit Scholarship GPA 3.86 or higher, and SAT 1400 or ACT 31 $7,000 a year Presidential Merit Scholarship GPA 3.76 or higher, and SAT 1400 or ACT 31 $6,000 a year Presidential Merit Scholarship GPA 3.66 or higher, and SAT 1400 or ACT 31 $4,500 a year Presidential Merit Scholarship GPA 3.5 or higher, and SAT 1400 or ACT 31 $4,000 a year Presidential Merit Scholarship GPA 3.0 or higher, and SAT 1400 or ACT 31 $3,000 a year Presidential Merit Scholarship GPA 3.96 or higher, and SAT 1300 or ACT 28 $6,500 a year Presidential Merit Scholarship GPA 3.86 or higher, and SAT 1300 or ACT 28 $5,500 a year Presidential Merit Scholarship GPA 3.76 or higher, and SAT 1300 or ACT 28 $4,500 a year Presidential Merit Scholarship GPA 3.66 or higher, and SAT 1300 or ACT 28 $3,000 a year Presidential Merit Scholarship GPA 3.5 or higher, and SAT 1300 or ACT 28 $2,500 a year Presidential Merit Scholarship GPA 3.0 or higher, and SAT 1300 or ACT 28 $1,500 a year Presidential Merit Scholarship GPA 3.96 or higher, and SAT 1200 or ACT 25 $6,000 a year Presidential Merit Scholarship GPA 3.86 or higher, and SAT 1200 or ACT 25 $5,000 a year Presidential Merit Scholarship GPA 3.76 or higher, and SAT 1200 or ACT 25 $4,000 a year Presidential Merit Scholarship GPA 3.66 or higher, and SAT 1200 or ACT 25 $2,500 a year Presidential Merit Scholarship GPA 3.5 or higher, and SAT 1200 or ACT 25 $2,000 a year Presidential Merit Scholarship GPA 3.0 or higher, and SAT 1200 or ACT 25 $1,000 a year Presidential Merit Scholarship GPA 3.96 or higher, and SAT 1100 or ACT 22 $5,000 a year Presidential Merit Scholarship GPA 3.86 or higher, and SAT 1100 or ACT 22 $4,000 a year Presidential Merit Scholarship GPA 3.76 or higher, and SAT 1100 or ACT 22 $3,000 a year Presidential Merit Scholarship GPA 3.66 or higher, and SAT 1100 or ACT 22 $1,500 a year Presidential Merit Scholarship GPA 3.5 or higher, and SAT 1100 or ACT 22 $1,000 a year Presidential Merit Scholarship GPA 3.0 or higher, and SAT 1100 or ACT 22 $1,000 a year Presidential Merit Scholarship GPA 3.96 or higher $4,000 a year Presidential Merit Scholarship GPA 3.86 or higher $3,000 a year Presidential Merit Scholarship GPA 3.76 or higher $2,000 a year Presidential Merit Scholarship GPA 3.66 or higher $1,500 a year Presidential Merit Scholarship GPA 3.5 or higher $1,000 a year Presidential Merit Scholarship Texas Tech uses the unweighted GPA. Your student must be admitted by April 1 for the award to be guaranteed.
Enter your student's GPA in our college comparison to see this scholarship beside your family's price.
Published guarantees you may qualify for
We do not assume you qualify for any of these, and our plans never bank on them. Check each against your own situation with the aid office.
Red Raider Guarantee: tuition and fees covered up to $11,852 for Texas freshmen with family income of $80,000 or less
Household income up to $80,000. Covers tuition, fees.
- For an entering freshman with financial need who is a Texas resident, files the FAFSA, is admitted and has a complete aid file by March 15, and enrolls full time. Students who file the Texas application are not reviewed.
- It lasts up to eight semesters. The amount is fixed at $11,852 and is not adjusted to actual tuition and fees, and the university can change the program without notice.
“The maximum funding amount is $11,852, which corresponds to the tuition and fees listed on the Cost of Attendance (COA). This amount will not be adjusted to reflect actual tuition and fees. Must have a family adjusted gross income of $80,000 or less Must have demonstrated financial need”
How we worked these out
The family
A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what Texas Tech University reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.
What a SmartTuition plan saves
The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit.
The $5,600 in the “Pay less for college” box near the top of this page is the median saving in Texas Tech University's own scenarios. Each scenario is a household that lives in Texas, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price Texas Tech University at the aid it reports for that income.
Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.
The prices by income
- They describe students who got aid.
- “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
- Each range is reported on its own, so the prices do not always rise with income.
Where the prices come from
Where the prices come from: Texas Tech University's own 2026-27 tuition, fees, housing, food and books, from its website, carried forward to 2027 at 3.0% a year. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.
SmartTuition.ai is not affiliated with, endorsed by, or sponsored by Texas Tech University. Aid policies change; check current terms with the college's aid office.
Nearby at your income
- Angelo State University$16,790 a year
- UT Tyler$16,889 a year
- Texas Tech University$16,916 a year
- West Texas A&M$17,189 a year
- Texas A&M Corpus Christi$17,627 a year
What each college charges, less the average grant for your income. Every Texas college →