Houston, TX · Private · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.
How to pay for University of St Thomas
What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.
Paying for four years here
Four years here, after grants
$95,876
A SmartTuition plan could save a family like this about $4,200.
A SmartTuition plan shows what to pay from where, each semester, using your own numbers.
Build your SmartTuition plan for University of St Thomas, $99 →Best once your award letter arrives. No letter yet? Get the monthly email.
A family of four with good credit and $500 a month for college. How we worked these out ↓
A year at University of St Thomas
| Full price | $50,995 |
| After grants, at your income | $20,827 |
89% of first-year students here got a grant or scholarship from the college in 2023-24, $18,834 on average.
At this income, 29 of Texas's other 58 colleges cost less after grants, and 29 cost more. See them all →
What can bring it down
University of St Thomas's promise. St. Thomas Promise: full tuition and regular fees for Texas students with a 3.4 high school GPA and family income of $50,000 or less. The conditions ↓
Pay less for college
A SmartTuition plan shows what to pay from where, each semester.
At University of St Thomas, our scenarios for Texas households with good parent credit show a SmartTuition plan saving a median of about $7,800 over four years. How we worked this out ↓
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St. Thomas Promise: full tuition and regular fees for Texas students with a 3.4 high school GPA and family income of $50,000 or less
Household income up to $50,000. Covers tuition, fees.
- For first-year students with a 3.4 core high school GPA, who are admitted and file the FAFSA by February 1, and are eligible for federal and state aid. A transfer student needs a 3.5 GPA. It does not cover special course fees, parking, books, housing, meal plans or summer courses.
- It is renewable for up to four years while family income stays in the same range.
“First year Texas students with a core high school GPA of 3.4 or higher who have family income of $50,000 or less are eligible for our St. Thomas Promise program. The core is defined as English, Math, Science, Social Studies and Foreign Language (if applicable) courses on your transcript. Students must complete FAFSA form and be eligible for federal and state student aid. The St. Thomas Promise is renewable for up to four years, provided family income remains in the same qualifying range. St. Thomas Promise awards will cover full tuition (12-18 credit hours per semester) and regular fees”
How we worked these out
The family
A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what University of St Thomas reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price.
What a SmartTuition plan saves
The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit.
The $7,800 in the “Pay less for college” box near the top of this page is the median saving in University of St Thomas's own scenarios. Each scenario is a household that lives in Texas, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price University of St Thomas at the aid it reports for that income.
Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.
The prices by income
- They describe students who got aid.
- “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
- Each range is reported on its own, so the prices do not always rise with income.
Grants from the college
How many first-year students got a grant from University of St Thomas, and the average, are the Department of Education's figures for full-time students who started in 2023-24. They cover every income. The prices after grants already count these grants, so don't take them off again. The Department of Education's page for University of St Thomas →
Where the prices come from
Where the prices come from: University of St Thomas's own 2026-27 tuition, fees, housing, food and books, from its website, carried forward to 2027 at 4.0% a year. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The average price after grants counts the students who get federal aid. Your own figure will be different.
SmartTuition.ai is not affiliated with, endorsed by, or sponsored by University of St Thomas. Aid policies change; check current terms with the college's aid office.
Nearby at your income
- Prairie View A&M$18,675 a year
- Rice University$18,689 a year
- University of St Thomas$20,827 a year
- Hardin-Simmons University$20,993 a year
- Austin College$21,655 a year
What each college charges, less the average grant for your income. Every Texas college →