Stockton, CA · Private · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for University of the Pacific

What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$143,773

A SmartTuition plan could save a family like this about $8,300.

A SmartTuition plan shows what to pay from where, each semester, using your own numbers.

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A family of four with good credit and $500 a month for college. How we worked these out ↓

A year at University of the Pacific

Full price$83,034
After grants, at your income$30,827

98% of first-year students here got a grant or scholarship from the college in 2023-24, $35,054 on average.

At this income, 51 of California's other 64 colleges cost less after grants, and 13 cost more. See them all →

What can bring it down

Merit scholarships. Entering students who finish the application by January 15 are considered automatically. Scholarships are $22,000 (Regents), $18,000 (President's), $14,000 (Provost's) and $10,000 (Pacific) a year, chosen by GPA, test scores and other criteria.

Pay less for college

A SmartTuition plan shows what to pay from where, each semester.

At University of the Pacific, our scenarios for California households with good parent credit show a SmartTuition plan saving a median of about $6,100 over four years. How we worked this out ↓

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Merit scholarships

What University of the Pacific says it awards for grades and test scores.

  • Entering students who finish the application by January 15 are considered automatically. Scholarships are $22,000 (Regents), $18,000 (President's), $14,000 (Provost's) and $10,000 (Pacific) a year, chosen by GPA, test scores and other criteria.

    Source

How we worked these out

The family

A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what University of the Pacific reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price.

What a SmartTuition plan saves

The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit.

The $6,100 in the “Pay less for college” box near the top of this page is the median saving in University of the Pacific's own scenarios. Each scenario is a household that lives in California, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price University of the Pacific at the aid it reports for that income.

Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Grants from the college

How many first-year students got a grant from University of the Pacific, and the average, are the Department of Education's figures for full-time students who started in 2023-24. They cover every income. The prices after grants already count these grants, so don't take them off again. The Department of Education's page for University of the Pacific →

Where the prices come from

Where the prices come from: University of the Pacific's own 2026-27 tuition, fees, housing, food and books, from its website, carried forward to 2027 at 4.0% a year. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The average price after grants counts the students who get federal aid. Your own figure will be different.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by University of the Pacific. Aid policies change; check current terms with the college's aid office.

Nearby at your income

What each college charges, less the average grant for your income. Every California college →