Denton, TX · Public · Every figure is for a student starting in fall 2027. We work each one out again whenever we update the site.

How to pay for University of North Texas

What a year costs here, what brings it down, and what a SmartTuition plan could save a family like yours.

Paying for four years here

Household income
Saved for college

Four years here, after grants

$60,596

A SmartTuition plan could save a family like this about $4,900.

A SmartTuition plan shows what to pay from where, each semester, using your own numbers.

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A family of four with good credit and $500 a month for college. How we worked these out ↓

A year at University of North Texas

Full price, in state$26,078
Full price, out of state$39,303
After grants, at your income$13,952

At this income, 6 of Texas's other 58 colleges cost less after grants, and 52 cost more. See them all →

What can bring it down

Merit scholarships. The UNT Excellence Scholarship pays $2,000 to $12,000 a year by class rank and unweighted GPA, and renews for up to four years. A freshman who misses it is reviewed for a $1,000 Achievement Scholarship.

University of North Texas's promise. North Texas Promise: tuition and mandatory fees covered for Texas high school graduates with family income of $100,000 or less. The conditions ↓

Pay less for college

A SmartTuition plan shows what to pay from where, each semester.

At University of North Texas, our scenarios for Texas households with good parent credit show a SmartTuition plan saving a median of about $6,700 over four years. How we worked this out ↓

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Merit scholarships

What University of North Texas says it awards for grades and test scores.

  • The UNT Excellence Scholarship pays $2,000 to $12,000 a year by class rank and unweighted GPA, and renews for up to four years. A freshman who misses it is reviewed for a $1,000 Achievement Scholarship.

    Source

Published guarantees you may qualify for

We do not assume you qualify for any of these, and our plans never bank on them. Check each against your own situation with the aid office.

  • North Texas Promise: tuition and mandatory fees covered for Texas high school graduates with family income of $100,000 or less

    Household income up to $100,000. Covers tuition, fees.

    • The student graduates from a Texas high school, ranks in the top 25% of the class or is eligible for a Pell Grant, and has financial need. Funding is capped at financial need.
    • It is for first-time freshmen in a first bachelor's degree, for up to four years. Renewal needs full-time enrollment, a 3.0 GPA and 24 credit hours a year.
    “Beginning in Fall 2026, qualifying first-time freshmen seeking their first bachelor’s degree will have the full cost of their tuition and mandatory course fees covered by a combination of federal, state, and institutional grants and scholarships for up to four years (eight semesters). Eligibility Be a Texas resident graduating from a Texas high school Have a total family income of $100,000 or less* Rank in Top 25% of high school class or be eligible for Federal Pell Grant”

    Source

How we worked these out

The family

A family of four with good parent credit and $500 a month to put toward college, and the savings you pick. In state, the grants are what University of North Texas reports families at that income got, on average. Your own will differ, and a family with no aid pays close to the full price. Out of state, there are no grants: the price is before any scholarship from the college.

What a SmartTuition plan saves

The difference, over four years, between a SmartTuition plan and the standard approach: savings first, then loans for the rest. It counts loan interest and the federal tax credit.

The $6,700 in the “Pay less for college” box near the top of this page is the median saving in University of North Texas's own scenarios. Each scenario is a household that lives in Texas, with an income from $45,000 to $200,000 and savings of none, $40,000 or $100,000 in a 529. We price University of North Texas at the aid it reports for that income.

Every scenario has parents with good credit and $500 a month toward college. The card above uses the same two. A scenario where the parents would borrow more than $65,000 is left out.

The prices by income

  • They describe students who got aid.
  • “Over $110,000” has no upper limit, so it averages families just over $110,000 with far wealthier ones. A family at $115,000 should expect to pay less than it shows.
  • Each range is reported on its own, so the prices do not always rise with income.

Where the prices come from

Where the prices come from: University of North Texas's own 2026-27 tuition, fees, housing, food and books, from its website, carried forward to 2027 at 3.0% a year. The grants are the U.S. Department of Education's College Scorecard (2025-26 figures), carried forward the same way. Each price after grants is the cost less those grants. The out-of-state figure uses the published out-of-state tuition instead. The average price after grants counts the students who get federal aid. Your own figure will be different.

University of North Texas's own budget for 2026-27 is $29,698. It also counts costs the university doesn't bill for, such as travel and personal spending. We leave those out.

SmartTuition.ai is not affiliated with, endorsed by, or sponsored by University of North Texas. Aid policies change; check current terms with the college's aid office.

Nearby at your income

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